A collection of answers to the most frequently asked questions regarding

What is the Decentralized Savings Platform?

The Decentralized Savings Platform is a save way for users to get fair and insured interest for their crypto currencies. At users can deposit crypto at any time to profit from a stable high interest rate. The platform is running on the Ethereum blockchain and aims to make decentralized finance accessible to a wider audience. While interest is paid in real time users can withdraw at any time. The platform is designed as simple as possible so that our clients don't need to be crypto professionals to use it.

How does work?

The groundbreaking difference between and other projects is that we established a partnership with a swiss bank which borrows us stablecoins based on the size of our smart contract on the ethereum blockchain. Once a user sends funds into our smart contract, we borrow the equivalent amount of us dollars of the deposit value in stablecoins from our swiss partner bank. With the borrowed stablecoins we generate maximum yield for our users. All fully automated without the possibility of human error.
Watch also our explanation video:

How can you pay so much interest for coins like ETH or WBTC?

Because we built the bridge between the so called old finance and the decentralized finance sector we can give our users the possibility to profit from stablecoin interest rates even for coins like ETH and WBTC. That means that if a user deposits ETH worth 1000 USD into our smart contract we borrow for example 1000 DAI from our partner bank (the stablecoin which generates the most interest at that time) and use the borrowed stablecoin to generate interest for our users.

But how do you achieve such high interest rates even if you yield with stablecoins?

We have a lot of experience in the DeFi sector and different partnerships on which we can rely. We generate yield with different save strategies in a highly diversified manner. Our clients can lay back and enjoy a insured stable interest rate. We use trusted centralized yield generating services aswell as decentralized strategies do generates maximum yield for our users. adds a lot of security for the users because the whole process of generating interest is insured from the beginning to the end. That means even if a centralized service the company uses should face any issues the money of our users is fully insured and never at risk.

What happens to my coins after I sent them to

By swiss law is not allowed to move users funds. That means all deposits stay in the smart contract on the Ethereum blockchain till the user decides to withdraw them. Since we don't generate interest with users money there is also no need to move any funds. From the moment of deposit till the moment of withdrawal the users money stays in our insured smart contract on the Ethereum blockchain.

Is there a minimum or maximum deposit limit?

No, there is no minimum or maximum deposit limit. Users should keep in mind that every transaction on the ethereum network costs transaction fees which can be pretty high depending on the network congestion.

How can I withdraw my coins?

Head over to and connect your wallet. Users can withdraw at any time by clicking on the unstake button in the withdraw tab. There is no minimum deposit time. The withdrawal will include the initial deposit plus the generated interest.

After how long time can I withdraw my coins?

There is no minimum deposit time. Users can withdraw whenever they want, even after only one block if they wish so.

How is the interest calculated?

Interest is fairly calculcated and paid per block. That means from the first second after users deposit money into our smart contract they start to earn money directly. On the Ethereum blockchain the estimated time between two blocks should be between 10 and 20 seconds.

Are there any fees for using the service?

No, at the moment there are no fees for using Users can deposit and withdraw money without any costs. The only cost our users have to pay is the transaction on the Ethereum blockchain. We recommend to make sure to send transaction during times when the network is not very congested.

On which blockchain does run?

At the moment we run on the Ethereum blockchain but we are totally open to run the platform also on another blockchain in the future. We could adapt very fast to other blockchains but our opinion is that Ethereum is, at least at the moment, the only way to go on. We will definitely keep an eye on how the space evolves in the future and if needed migrate to another blockchain.

My favorite coin is not supported by, how can we change that?

For it is generally possible to integrate nearly all ERC20 tokens if there is demand by our users and we definitely want to support as many tokens as possible on our plattform. So if your favorite token is at the moment not supported by tell the team behind your token to contact us and we will definitely check what is possible. Our users will as always have the decision-making power and will have to decide if we add a specific token or not by a governance vote.

Does has it's own token?

Yes, has it's very own ERC20 token called token, or DFCH. Our token is a so called governance token which is used to empower our users to decide about the future of our platform. Every decision regarding is handed over to our token holders which can then decide by voting.

What can the DFCH token be used for?

The token is a governance token which empowers our users to vote about the future of our project. Of course our users will also be able to get interest for their token in the near future. To find out more about our token click the governance button on

Who is behind

We are Decentralized Finance AG, a crypto startup based in Zug, Switzerland. Founded in 2021 by a core team of true cryptonauts our vision is to make DeFi accessible to a wider audience. More infos about our company can be found here: commercial register of Switzerland
Last modified 2mo ago