Until DeFi.ch entered the market, the interest rates for crypto deposits on the different available platforms were pretty low. Let's have a closer look at the situation with Ethereum. The interest rates for ETH deposits were somewhere around 0.03% - 10% per year for decentralized and centralized platforms. At the same time, deposits for stablecoins, like DAI or USDC, generate interest rates of between 3% - 25 % p.a. depending on the risk you are willing to take on decentralized and centralized platforms. When we analysed the whole decentralized lending market, it quickly became clear that we needed to find a solution to get stablecoin interest rates for crypto deposits like ETH. Since there were already many possibilities of generating high interest rates if you own stablecoins, the goal was even simpler: we needed to find a way to get stablecoins for crypto deposits. If you step back and look at the situation objectively, it is pretty clear where the solution might be found: in the banking industry. We also know that the banking industry isn't normally really happy about the upcoming decentralized finance revolution, but we managed to find a Swiss banking partner who is open for a partnership with the future of finance and is already into crypto.